Kiera Mortgage Group a branch of NEXA Mortgage

Helping First-Time Homebuyers in Louisiana & Texas Get Approved Fast

I'm Kiera Thomas - Your Mortgage Guide

I'm here to walk with you through the home loan process, offering clear guidance and real support to help you find the right mortgage for you and your family.

Kiera Thomas
Branch Manager | Mortgage Loan Officer (NMLS #1982562)
Kiera Mortgage Group powered by NEXA Mortgage
📍 5559 S Sossaman Rd, Bldg #1, Ste #101, Mesa, AZ 85212
📞 (318) 935-9833
📧 [email protected]
🌐 kieramortgagegroup.com

How to Get Your Free Mortgage Tools (Budget Sheet + Calculator)

Step 1: Click the link to open the form
Step 2: Fill in your name, email, and phone number
Step 3: After you submit, you'll get instant access to your free tools — just click “Make a Copy” to start using them

Mortgage Calculator

This free calculator helps you estimate your monthly home payment. Just type in the home price, down payment, interest rate, and loan term — and it will show you how much you’ll likely pay each month for your mortgage. It’s a great way to plan ahead and stay within your budget.

Budget Spreadsheet

This monthly budget tool helps you track your income, bills, and spending in one place. You can list your income, savings, debts, and other expenses. It shows what you planned vs. what you actually spent — so you stay organized and in control of your money before and after you buy a home.

WHAT OUR CLIENTS ARE SAYING

You deserve to work with someone you can trust. I’ve helped so many people just like you navigate the home buying process with honesty, care, and clarity. Here’s what my clients are saying about their experience working with me.

Juan RabagoKiera Thomas is absolutely amazing! She went above and beyond to ensure my family got the best possible outcome. She truly fought for us every step of the way, never taking ‘no’ for an answer and always putting our needs first. Kiera showed incredible compassion, putting herself in our shoes and understanding our situation on a deeply personal level. At the same time, she was firm and relentless with the bank, advocating for us with strength and determination. Her dedication and care made a stressful process so much easier, and we couldn’t be happier with the results. If you’re looking for someone who genuinely cares and will fight for you, Kiera is the one. Thank you, Kiera—you’ve made a lasting impact on our family!

Tiana ThompsonI closed March 19th and I have nothing but good things to say about Kiera!! From the very beginning to the end, she was 100% honest with me about EVERYTHING! And if we had a question or needed clarification, she was always there to call or text. The longest part is the process was finding the right home, but Kiera & my realtor Chelsea, were honest and realistic throughout this journey! I love, love my home buying team, they made sure we got our home in the end & we ended up getting a little money back at closing! I HIGHLY recommend Kiera, she is truly a gem!

Karen WashingtonI contacted Kiera Thomas to learn more about refinancing my home, and the best way to purchase an investment property. Kiera is very knowledgeable and was able to provide key information and scenarios that would help me reach my goals. She drafted a game plan and provided great references to get me on track! I highly recommend Kiera Thomas if you are looking to purchase/ refinance a home or receive clear-cut assistance in getting your personal affairs in order.

Let’s Find the Home Financing Option That’s Right for You

Not sure which mortgage fits your needs? I’m here to help! Let’s find the best loan option based on your financial goals.

STEP 1

Apply — Fill out the quick form with your name, email, and phone number so I can learn more about you.

STEP 2

Get Pre-Approved — I’ll help you check your credit, income, and budget so you know exactly what you can afford.

STEP 3

Once you apply, I’ll personally give you a call. We’ll go over your goals and create a custom plan to get you pre-qualified and ready to shop.

Conventional Loan

Great for buyers with good credit and a steady income.
👉 Looking for low rates and flexible terms? A conventional loan could be your best option.

HomeReady / Home Possible Loan

Designed for low-to-moderate-income buyers.
👉 Get into a home with as little as 3% down. See if you qualify for a HomeReady or Home Possible loan.

FHA Loan

Perfect for first-time homebuyers or those with lower credit scores.
👉 Low down payment. Flexible credit requirements. See if you qualify for an FHA loan today!

Down Payment Assistance

Need help covering your upfront costs?
👉 Get matched with programs that can help with your down payment and closing costs.

VA Loan

For veterans, active-duty service members, and eligible spouses.
👉 $0 down. No PMI. Get the benefits you’ve earned with a VA loan.

Jumbo Loan

For high-value homes above conforming loan limits.
👉 Buying a luxury home? Get the financing you need with a jumbo loan.

HELOC (Home Equity Line of Credit)

Tap into your home’s equity for big expenses or projects.
👉 Need flexible cash access? A HELOC might be the right solution.

Non-QM Loans

Bank Statement, DSCR, and more Great for self-employed buyers or investors with unique income.
👉 No W-2s? No problem. Explore flexible loan options outside traditional guidelines.

Commercial Loans

For real estate investors and business owners.
👉 Buying or refinancing a commercial property? Let’s talk about financing options that work for you.

Let’s Partner to Help More Clients Become Homeowners

Realtors and real estate agents—get smooth closings, fast updates, and financing solutions that make you look good.

Realtors Unplugged

Get insights on unique loan programs to better serve your clients

I PROVIDE LEADS

Let’s discuss a free custom strategy to grow your business together

LOAN OFFICER + REALTORS

Interested in being dually licensed as a Realtor and Loan Officer? Join our weekly webinar every Tuesday at 11 AM (AZ Time)

Kiera Thomas
Branch Manager
NMLS #1922562Nexa Mortgage, LLC
Company NMLS #1660690
AZ Mortgage Banker License #0944059Office Address:
5559 S Sossaman Rd, Bldg #1, Ste #101
Mesa, AZ 85212Phone: (318) 935-9833
Email: [email protected]