Kiera Thomas
318 - 935-9833
Get Pre-Qualified for Your Dream Home
Take the first step toward homeownership with a quick and hassle-free pre-qualification. No commitment, no hidden fees—just a clear picture of what you can afford. Get started today and move one step closer to your dream home!
Free HOME BUYING Calculator
Take the guesswork out of home financing! Use our free mortgage calculator to estimate your monthly payments, interest costs, and loan affordability Get clear, instant insights so you can plan your home-buying journey !
ABOUT US
My mission is to simplify the mortgage process and empower homebuyers with the tools, knowledge, and financing options they need to achieve homeownership. I believe in education, transparency, and personalized service, ensuring that every client feels confident and supported from pre-approval to closing. By offering competitive rates, expert guidance, and a seamless loan process, I strive to turn the dream of owning a home into an attainable reality for individuals and families across the country.
WHAT OUR CLIENTS ARE SAYING
You deserve to work with someone you can trust. I’ve helped so many people just like you navigate the home buying process with honesty, care, and clarity. Here’s what my clients are saying about their experience working with me.
Juan & MicaelaWe’re so thankful for everything you did for us during our homebuying journey! The thoughtful gift you sent was the cherry on top—we love it and have it proudly displayed at our doorstep. After a whirlwind holiday season, we’re finally settled into our new home and couldn’t be happier. Every box is unpacked, the furniture is in place, and we’re ready for this next chapter. We’ve already shared your name with several friends who are thinking about buying a home because we truly believe in the amazing work you do. Thank you again for your support, kindness, and expertise. Wishing you many blessings!
Tiana ThompsonI closed March 19th and I have nothing but good things to say about Kiera!! From the very beginning to the end, she was 100% honest with me about EVERYTHING! And if we had a question or needed clarification, she was always there to call or text. The longest part is the process was finding the right home, but Kiera & my realtor Chelsea, were honest and realistic throughout this journey! I love, love my home buying team, they made sure we got our home in the end & we ended up getting a little money back at closing! I HIGHLY recommend Kiera, she is truly a gem!
Karen WashingtonI contacted Kiera Thomas to learn more about refinancing my home, and the best way to purchase an investment property. Kiera is very knowledgeable and was able to provide key information and scenarios that would help me reach my goals. She drafted a game plan and provided great references to get me on track! I highly recommend Kiera Thomas if you are looking to purchase/ refinance a home or receive clear-cut assistance in getting your personal affairs in order.
Your Simple 3-Step Path to Homeownership
STEP 1
Buying a home starts with knowing your numbers. Use my free mortgage calculator to get an idea of what’s possible for you — no commitment, no pressure.
STEP 2
Next, fill out a quick and easy application. It only takes a few minutes.
STEP 3
Once you apply, I’ll personally give you a call. We’ll go over your goals and create a custom plan to get you pre-qualified and ready to shop.
Let’s Find the Home Financing Option That’s Right for You
Not sure which mortgage fits your needs? I’m here to help! Let’s find the best loan option based on your financial goals.
Conventional Loan
Great for buyers with good credit and a steady income.
👉 Looking for low rates and flexible terms? A conventional loan could be your best option.
HomeReady / Home Possible Loan
Designed for low-to-moderate-income buyers.
👉 Get into a home with as little as 3% down. See if you qualify for a HomeReady loan.
FHA Loan
Perfect for first-time homebuyers or those with lower credit scores.
👉 Low down payment. Flexible credit requirements. See if you qualify for an FHA loan today!
FHA 203(k) Renovation Loan
Buy and renovate with one single loan.
👉 Found a fixer-upper? Turn it into your dream home with a renovation loan.
VA LOAN
For veterans, active-duty service members, and eligible spouses.
👉 $0 down. No PMI. Get the benefits you’ve earned with a VA loan.
JUMBO LOAN
For high-value homes above conforming loan limits.
👉 Buying a luxury home? Get the financing you need with a jumbo loan.
I PROVIDE LEADS
Let’s discuss a free custom strategy to grow your business together
Realtors Unplugged
Get insights on unique loan programs to better serve your clients
LOAN OFFICER + REALTORS
Interested in being dually licensed as a Realtor and Loan Officer? Join our weekly webinar every Tuesday at 11 AM (AZ Time)
Kiera Thomas
Branch Manager
NMLS #1922562
Company Licensing
Company State License
AZMB - 0944059
NMLS #1660690
Office Location: 3100 W Ray Rd 201 office#209, Chandler, AZ 85226
Phone: 318-935-9833
Email: [email protected]